Q&A: Do I need Legal Cover when taking out Comprehensive car insurance??

by woolley1 on February 28, 2013 in Car Insurance with 2 Comments

Question by kinky_boots68: Do I need Legal Cover when taking out Comprehensive car insurance??
Do I need Legal Cover when taking out Comprehensive car insurance??

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2 Comments on "Q&A: Do I need Legal Cover when taking out Comprehensive car insurance??"

  1. UCANTCME
    says:
    February 28, 2013 at 8:47 pm

    I would talk with your insurance agent because Comprehensive Insurance covers “SEE BELOW”.

    Pays for losses to your covered auto (up to its actual cash value) which are not caused by collision. This includes damage caused by fire, theft, glass breakage, riot, windstorm and hail. The amount of your deductible will be subtracted from any settlement.

    Example: Vandals break your windshield and spray paint on you car. Comprehensive coverage will pay to restore your vehicle to the condition it was in prior to the incident. You pay only the deductible amount

    Reply
  2. mbrcatz17 says:
    February 28, 2013 at 7:49 pm

    Does legal cover mean, coverage? As in, minimum liability?

    If the car is registered, yes. If the car is not registered, and stored in a locked garage, some companies will allow you to keep just comprehensive coverage on it – which means, fire, theft, and vandalism.

    If there’s a loan on the car, though, the LENDER won’t agree to just comprehensive.

    Reply

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