Question by esnape2: can i drive my friend’s out-of-state car without any trouble?
i have an NY driver’s license and my friend’s car is registered and insured in VA. what are the legalities as far as insurance and registration is concerned?
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Are you a listed operator? If you driver regularly – or are a household member – you need to be listed as an operator, in order to be sure of having coverage.
Some policies are written as “no way no how will we cover an unlisted operator”, some are written as “if someone drives more than once a month or more than 10x a year, they have to be listed or we won’t cover them”, and some as “all household member must be listed to be covered”.
Which one do you have? I have no idea. Someone will have to call the friend’s insurance agent/company and ask.
yes you can drive it. if the car is registered and insured in Va and he is visiting you in NY, the car is still insured. Even though every state has different legal limits, when you drive a car into another state, the insurance automatically increases to that states limits if they are higher. example: if Va limits of liability are 30/60/25 and he drives into NY and the state limits are 50/100/50, his insurance would then cover up to that limit in NY. if he is now living in NY he needs to register and insure the auto there.
CONTACT YOUR LOCAL (DMV) DEPARTMENT OF MOTOR VEHICLES OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.
As long as everything is up-to-date on the car(registration tags ect.)If u do get pulled over tell the police your friend Firstname-Lastname let you borrow the vehicle.You should be fine though as long as it is not reported stolen.
Yes, you can legally drive someone else’s car as long as you have a legal license to drive in your state. If their vehicle is licensed and insured, and they give you permission to drive it, you are fine.
Generally, insurance covers a vehicle not a person. So their car is insured for any licensed driver they loan it to with the exception of people in their own household who are not included on the policy.
Hope that helps.
your good if you get pulled over you tell them that and is the car paperwork and plates are legit you will have no problem
Registration will be honored nationwide as long as the tags are current and the car has a license plate.
Most insurance policies are valid nationwide as well, but it wouldn’t hurt to check with the agent.