Question by R: Does AAMI 3rd party fire & theft insurance policy cover hail damage claim?
I have a car insured with 3rd party fire and theft policy which got hail damaged yesterday. I was wondering if my insurance covers that?
Thank you.
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If you have what is commonly called Comprehensive Coverage you should be covered by hail and storm damage.
Third party is one coverage, fire and theft is another coverage.
Sometimes, fire and theft means ONLY fire and theft. Sometimes, it means “comprehensive”, which does include hail coverage.
So, you’re going to have to call your agent, to ask if you have hail coverage under your “fire and theft” coverage.
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